Reading Time: 3 minutesIs sticking to your budget a big problem for you? Perhaps you are plagued by one or more of the common reasons why a budget is not working for you. Good news is, there’s a way to fix them. 1. Looking for Perfection You want to create the perfect budget that will work for you […]
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Reading Time: 4 minutesYour money personality simply means your attitude and behavior towards money. It is a reflection of your beliefs about money. Knowing and understanding your money personality will help you improve your financial life. It will help you spend, save, invest and grow your money wisely. So, what is your money personality? There are five kinds
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Reading Time: 2 minutesCredit cards are a good way to build your credit score standing. Banks and other lending institutions use credit scores to assess and evaluate the potential risk of lending you some money. That’s why it is important that you use your credit card wisely. The only way to achieve this is by understanding your credit
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Reading Time: 3 minutesMany people have the bad habit of not reading their credit card statements. For those who do read, how many really understand what it all means? It is because of this that many people found themselves in credit card debts that have already escalated beyond their control. Don’t be one of these people. Understanding your credit card
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Reading Time: 4 minutesAll your life you have been working for money. But did you know that it can be the other way around? Yes, you can make money work for you instead. In order to do this, you need to learn to invest your money. However, investing your money is not as easy as it sounds. There
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Reading Time: 5 minutesWe use a lot of electrical devices and appliances in our homes and there are a lot of ways to save on electricity so we don’t get a shock when our bill arrives. Here are 5 big ways, and small ways often ignored, that will help you save on electricity in your home. Save on
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Reading Time: 3 minutesAre you overwhelmed with financial worries? Don’t dwell in that negative emotion. Instead, take a deep breath and apply these guidelines on coping with financial stress. When you follow these guidelines, you should feel less stressed and have a better perspective on how to deal with your financial situation. 1. Talk Things Through Talk to
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Reading Time: 2 minutesDo you know what an asset is? How about a liability? Many probably have an idea on what they are but how many actually understand these terms? True, it might sound boring for many. Unfortunately, these terms are part of the basic terms that everyone should know about personal finance. A deeper understanding of these
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Reading Time: 2 minutesDid you know that tracking your daily expenses will help you save a lot of money? Knowing where your money is going is the only way for you to take control of your finances. So to improve your financial life, you need to track your expenses. You are not buying anything lavish. You don’t eat
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Reading Time: 3 minutesImagine a life where you are free to do whatever you want to do without having to worry about money. Wouldn’t that be wonderful? Yes, that life is possible and it is imperative that you know how to get there. Some people like businessmen, athletes, artists and lottery winners fast tracked their way to wealth.
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