Reading Time: 4 minutesCredit cards can be a blessing and a curse. They allow you to spend for something even without cash on hand. However, if you don’t monitor your expenses well, you end up paying more than what you originally spent. If you don’t monitor your swiping sprees wisely, you could end up in credit card debt. […]
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Reading Time: 3 minutesAre you overwhelmed with financial worries? Don’t dwell in that negative emotion. Instead, take a deep breath and apply these guidelines on coping with financial stress. When you follow these guidelines, you should feel less stressed and have a better perspective on how to deal with your financial situation. 1. Talk Things Through Talk to
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Reading Time: 2 minutesWhen we talk about health, normally what comes into mind is physical health. Although physical health is very important, it is but only one aspect of your total well-being. There are other dimensions of wellness that are equally important, one of which is your financial wellness. Numerous studies revealed that the main source of stress
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Reading Time: 2 minutesDo you know what an asset is? How about a liability? Many probably have an idea on what they are but how many actually understand these terms? True, it might sound boring for many. Unfortunately, these terms are part of the basic terms that everyone should know about personal finance. A deeper understanding of these
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Reading Time: 2 minutesDid you know that tracking your daily expenses will help you save a lot of money? Knowing where your money is going is the only way for you to take control of your finances. So to improve your financial life, you need to track your expenses. You are not buying anything lavish. You don’t eat
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Reading Time: 3 minutesImagine a life where you are free to do whatever you want to do without having to worry about money. Wouldn’t that be wonderful? Yes, that life is possible and it is imperative that you know how to get there. Some people like businessmen, athletes, artists and lottery winners fast tracked their way to wealth.
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Reading Time: 3 minutesMany people dream of becoming wealthy. However, the road to wealth and success is long, hard and winding. This is the reason why only a few made it big. Most people gave up along the way. Unknown to many, there is a shorter way to success and that is through leverage. It is possible but
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Reading Time: 2 minutesThe world is now officially on a recession. Businesses went bankrupt and millions of people have lost their jobs. Many people found themselves in deep financial troubles. Although It is impossible to undo the events of the past, it is still possible to improve your financial future through financial literacy. What you need to know for
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Reading Time: 3 minutesUnderstanding basic money terms should be your first step towards financial literacy. It would be very difficult to start learning financial literacy, much more overhaul your financial life without understanding the basics. Just like reading for example, you won’t be able to learn how to read without knowing the alphabet. In the same way, you will
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Reading Time: 7 minutesYour first step towards wealth is not some rocket science. All you need is to develop some good habits. Habits are things that you continually do on a regular basis. Highly successful people have daily success habits. These habits are what made them successful. So, If your goal is to become rich, you must learn to adopt some
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