Reading Time: 3 minutesIf you feel that the prices of goods you are able to buy is increasing; you are not alone. This is the effect of inflation. While most of us don’t really understand how it works; we feel it whenever we notice that our monthly income doesn’t seem to cover all the expenses we had as […]
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Reading Time: 3 minutesIf we want to improve our financial life, one of the things that we should aim for is to have an investment fund in our monthly budget. Ideally, you should start investing one you are debt-free. But if you plan things right; then you can do both. So once you pay off your debts; you
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Reading Time: 4 minutesModern technology has allowed us to do much more than when we didn’t have our electronic gadgets and devices. These devices have become a necessity in our daily lives and we have many options to choose from. Initially, these gadgets are major expenses. But with a little research, we can make the right gadget choices
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Reading Time: 4 minutesHave you ever wondered whether having a credit card is good or bad for you? For most newbies in their first jobs, getting a credit card is a sign that they are finally independent! It is a cause for celebration and may cause many to eagerly take the irresponsible first swipe. Being approved for one
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Reading Time: 4 minutesAll of us aim to be financially stable. We try to maintain a budget, make it a goal to maximize our savings, minimize our spending, pay off our debts and dream of the day when we can count ourselves among those who are wealthy and financially stable. But what does financial stability look like? Here
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Reading Time: 2 minutesOne of the many frustrations many people have in their lives concern their physical health. We are obsessed with trying to achieve the perfect bodies similar to the models we see in magazines. But we are frustrated because most of us cannot afford the lifestyle required to achieve and maintain such a body. Similar to
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Reading Time: 5 minutesTo live beyond your means simply means that you are spending more than what you can afford. Statistics show that most people are living from paycheck to paycheck without any kind of financial cushion. This was quite evident on the effect of the recent lockdowns on people’s financial lives. While we all deserve to spend
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Reading Time: 2 minutesMoney cannot buy happiness but let’s face it, we need money in order to survive. How can we buy our food without money? How do we pay our bills and how are we going to send our children to school? Whether we like it or not, money is an important factor in our lives. The
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Reading Time: 6 minutesDo you feel healthy? Do you feel well enough to engage in your daily activities most of the time? Most of us gauge a healthy diet and exercising as a measure of our health, but this is only one aspect of being totally healthy. There are actually eight dimensions of wellness. Are you fulfilling the
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Reading Time: 4 minutesNeed Christmas gift ideas for less? Just a short time before Christmas day is upon us. If you’re still not done with your gift list, you might be stressing out. But all is not lost yet. There are still some gifts that you can make for your loved ones and friends without having to splurge.
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