Reading Time: 3 minutesIt is important to track our spending so we know how to adjust our budget. Sticking to a budget takes a lot of discipline and determination. It will also help us reach our financial goals faster. With this description, budgeting may sound like a dreary process. With mostly people’s budget going to expenses, is there a […]
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Reading Time: 3 minutesIs sticking to your budget a big problem for you? Perhaps you are plagued by one or more of the common reasons why a budget is not working for you. Good news is, there’s a way to fix them. 1. Looking for Perfection You want to create the perfect budget that will work for you
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Reading Time: 3 minutesMoney has always been a top source of stress for most people. If not addressed, too much worrying about money can lead to serious physical and emotional problems. It can even result in a breakdown in relationships. How to solve money problems then? There are tons of financial advice that people probably already heard or
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Reading Time: 3 minutesDo you know the benefits of the tithe and giving back? The concept of sharing our blessings is a teaching that we often hear as children. Sadly, we do not practice this very much. As we grow older, we don’t often encounter such generosity from other people either. This is mostly due to financial reasons
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Reading Time: 2 minutesThere are 3 types of expenses you need to manage in order to be successful in your financial goals. These can be applied to any items you have on your monthly budget. Identifying these kinds of expenses helps you schedule your expenses. In this way, you don’t fall victim to little money leaks that can
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Reading Time: 3 minutesThere are little money leaks that can sink your monthly budget. Most of them are unnoticeable unless you track your spending. If you’re already budgeting but still end up overspending, then check out for these money leaks in your spending habits. 1. Transaction Fees Late payment fees and other financial transaction fees can leak money
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Reading Time: 5 minutesDid you know that how you dress influences how you perform in life? Numerous studies show that how you dress affect your physical and mental well-being. If you look good, you feel good. If you dress well, you will exude confidence and this will simply affect how others perceive you. Whether you like it or
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Reading Time: 3 minutesWhat stage are you in in your financial life? If you are not happy with where you are right now, the good news is that you can actually reboot your finances once and for all. True, your financial woes will not disappear overnight but it will give you a chance to change your financial future.
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Reading Time: 5 minutesWe use a lot of electrical devices and appliances in our homes and there are a lot of ways to save on electricity so we don’t get a shock when our bill arrives. Here are 5 big ways, and small ways often ignored, that will help you save on electricity in your home. Save on
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Reading Time: 2 minutesIt’s the Christmas season once again. Christmas is a big cultural and religious event as Christians all over the world celebrate the birth of Jesus. It is about celebrating love and joy with families, friends and loved ones. But, it has also become a huge commercial phenomenon as people spend so much money on gifts,
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