Reading Time: 3 minutesYou are the head of the family. The company that you are working for is downsizing because of the recession. Your name is included in the list. You have no savings in place. What will you do? This is the use of the emergency fund, why it matters. What is an Emergency Fund? As the […]
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Reading Time: 2 minutesYou are not buying anything lavish. You don’t have the latest gadgets. Eating at upscale restaurants is not even your thing. You don’t even drive a fancy car. So, where does your money go? The truth of the matter is that even though you are not extravagant, ‘money leaks‘ crop out every now and then
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Reading Time: 2 minutesWe have provided common sense money advice before. Here are 4 more tips to help you improve your financial wellness. These additional tips should be a big boost to transforming your financial wellness for the better. 1. Pay in Cash To help you stick to your budget; you need to remove the temptation to swipe
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Reading Time: 4 minutesModern technology has allowed us to do much more than when we didn’t have our electronic gadgets and devices. These devices have become a necessity in our daily lives and we have many options to choose from. Initially, these gadgets are major expenses. But with a little research, we can make the right gadget choices
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Reading Time: 4 minutesHave you ever wondered whether having a credit card is good or bad for you? For most newbies in their first jobs, getting a credit card is a sign that they are finally independent! It is a cause for celebration and may cause many to eagerly take the irresponsible first swipe. Being approved for one
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Reading Time: 4 minutesAll of us aim to be financially stable. We try to maintain a budget, make it a goal to maximize our savings, minimize our spending, pay off our debts and dream of the day when we can count ourselves among those who are wealthy and financially stable. But what does financial stability look like? Here
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Reading Time: 5 minutesTo live beyond your means simply means that you are spending more than what you can afford. Statistics show that most people are living from paycheck to paycheck without any kind of financial cushion. This was quite evident on the effect of the recent lockdowns on people’s financial lives. While we all deserve to spend
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Reading Time: 2 minutesMoney cannot buy happiness but let’s face it, we need money in order to survive. How can we buy our food without money? How do we pay our bills and how are we going to send our children to school? Whether we like it or not, money is an important factor in our lives. The
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Reading Time: 3 minutesWomen love bags. Bags are not only useful, they also complete an outfit. Bags are included in the basic fashion must-haves. They can also serve as statement pieces. But did you know that designer handbags can be part of your investment portfolio too? Yes, you have read it correctly: designer handbags as investments. Although there are
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Reading Time: 3 minutesIn 1985, one of the most iconic Nike shoes ever, Air Jordan 1 was released. The basketball shoes were designed for famous athlete Micheal Jordan. Today, more than 35 years later, the shoes are still as popular as ever. In fact, it is now a multi-billion dollar worldwide sensation. The shoes are no longer just
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